o ADB - Asian Development Bank
o ADR - American Depository Receipt
o ASBA – Application Supported by Blocked Amount
o ASSOCHAM - Associated Chambers of Commerce and Industry of India
o ATM - Asynchronous Transfer Mode
o ATM - Automated Teller Machine

o BATM – Biometric Automated Teller Machine
o BoP - Balance of Payment
o BOB – Bank of Baroda

o CAG - Controller and Auditor General of India
o CBDT – Central Board of Direct Taxes
o CBS – Core Banking Services
o CCEA – Cabinet Committee on Economic Affairs
o CD Ratio - Credit Deposit Ratio
o CDR – Corporate Debt Restructuring
o CII - Confederation of Indian Industries
o CP - Commercial Paper
o CPI - Consumer Price Index
o CPI-IW – Consumer Price Index for Industrial Worker
o CRM – Customer Relationship Management
o CRR - Cash Reserve Ratio
o CSO – Central Statistical Organization

• DD - Demand Draft
• DI - Direct Investment
• DSA – Direct Selling Agent
• DTAC – Double Tax Avoidance Convention
• ECB - External Commercial Borrowing
• ECB – European Central Bank
• EMI – Equated (Equal) Monthly Installment
• EPF - Employees Provident Fund
• EPS – Earning Per Share
• ECS - Electronic Clearing Scheme
• ERP – Employee Resource Planning
• EXIM Bank - Export Import Bank of India
• FATF – Financial Action Task Force
• FDI - Foreign Direct Investment
• FEMA - Foreign Exchange Management Act
• FERA – Foreign Exchange Regulation Act (Erstwhile form of FEMA)
• FI - Financial Institution
• FICCI - Federation of Indian Chambers of Commerce and Industry
• FII - Foreign Institutional Investor
• GDP - Gross Domestic Product
• GDR - Global Depository Receipt
• GPF – General Provident Fund
• G-Sec - Government Securities
• GST – Goods and Service Tax
• HDFC - Housing Development Finance Corporation
• HUDCO - Housing & Urban Development Corporation
• IBA – Indian Bank Association
• IBRD - International Bank for Reconstruction and Development
• IBS - International Banking Statistics
• ICAR - Indian Council of Agricultural Research
• ICICI - Industrial Credit and Investment Corporation of India
• IDBI – Industrial Development Bank of India
• IFC - International Finance Corporation
• IFCI - Industrial Finance Corporation of India
• IFRS – International Financial Reporting Standards
• IIBF – Indian Institute of Banking and Finance
• IIM – Indian Institute of Management
• IIP - Index of Industrial Production
• IMD - India Millennium Deposits
• IMF - International Monetary Fund
• INR – Indian Rupee
• IPO – Initial Public Offering
• IPR – Intellectual Property Rights
• IRBI – Industrial Reconstruction Bank of India
• ISO – International Standards Organization
• ISB – Indian School of Business
• ITRS – International Transaction Reporting System
• JLR – Jaguar Land Rover
• KVIC - Khadi & Village Industries Corporation
• KYC – Know Your Customer
• LAF – Liquidity Adjustment Facility
• LBD – Land Development Bank
• LERMS – Liberalized Exchange Rate Management System
• LIBOR – London Inter-Bank Offered Rate
• LIC – Life Insurance Corporation of India
• M1 – Narrow Money
• M3 – Broad Money
• MICR – Magnetic Ink Character Recognition
• MIS – Management Information System
• MIS – Monthly Income Scheme
• MF – Mutual Fund
• MFC – Micro-Finance Companies
• MNC – Multi National Corporation
• MPLADS – Member of Parliament Local Area Development Scheme
• MTM – Mark-To-Market

*************************************************************************************************************************************************************************
• NABARD – National Bank for Agriculture and Rural Development
• NAS – National Account Statistics
• NASSCOM – National Association of Software and Services Companies
• NAV – Net Asset Value
• NBC – Non-Banking Companies
• NBFC – Non Banking Financial Companies
• NEFT – National Electronic Fund Transfer
• NFD – Net Fiscal Deficit
• NGO – Non-Governmental Organization
• NHB – National Housing Bank
• NPA – Non-Performing Assets
• NRE Non-Resident External
• NRG – Non-Resident Government
• NRLM – National Rural Livelihood Mission
• NRI – Non-Resident Indian
• NSC – National Statistical Commission
• NSC – National Saving Certificate
• NSSF – National Small Savings Fund
• OD – Over Draft
• OECD – Organisation for Economic Cooperation and Development
• OMO – Open Market Operations
• PDO – Public Debt Office
• P/E – Profit Earnings Ratio
• PF – Provident Fund
• PIO – Persons of Indian Origin
• PMEAC – Prime Minister’s Economic Advisory Committee
• PNB – Punjab National Bank
• PPP – Purchasing Power Parity
• PPP- Private Public Partnership
• PSE – Public Sector Enterprises
• PSU – Public Sector Undertaking
• QIB – Qualified Institutional Buyer
• RBI – Reserve Bank of India
• RD – Recurring Deposit
• RD – Revenue Deficit
• RDBMS – Relational Database Management System
• REC – Rural Electrification Corporation
• RIB – Resurgent India Bonds
• RIDF – Rural Infrastructure Development Fund
• RNBC – Residuary Non-Banking Companies
• RoC – Return on Capital
• RoCs – Registrars of Companies
• RRB – Regional Rural Bank
• RTGS – Real Time Gross Settlement
• SBI – State Bank of India
• SCARDB – State Cooperative Agriculture and Rural Development Bank
• SCB – Scheduled Commercial Bank
• SDR – Special Drawing Right
• SDS – Special Deposit Scheme
• SEBI – Securities and Exchange Board of India
• SEBs – State Electricity Boards
• SFC – State Financial Corporation
• SHGs – Self-Help Groups
• SIDBI – Small Industries Development Bank of India
• SIDC – State Industrial Development Corporation
• SLR – Statutory Liquidity Ratio
• SPF – State Provident Fund
• SSI – Small-Scale Industries
• TBs – Treasury Bills
• UCB – Urban Cooperative Bank
• ULIP – Unit Linked Insurance Plan
• USP – Unique Selling Preposition
• UTI – Unit Trust of India
• VC – Venture Capital
• WPI – Wholesale Price Index
• YTM – Yield to Maturity
• ZCB – Zero Coupon Bond